Terms and Conditions of Service

These terms and conditions govern your use of the melquarivon website and our consultation services. Please read them carefully, as your continued use indicates agreement with the stated terms.

Last updated October 1, 2025

Acceptance of Terms

By accessing the melquarivon site or using our services, you confirm you have read, understood, and agree to these terms. If you disagree with any part, please refrain from using this site or engaging our consultants.

Definitions

For clarity, key terms in this agreement mean the following:

• ‘Site’ means melquarivon.com and its related content and services provided online.
• ‘Consultation’ refers to guidance provided by team members through booked sessions or by email, not personalised investment advice.
• ‘User’ means any individual accessing or making use of our site or consultation services.
• ‘Content’ refers to all text, images, and resources offered on melquarivon.com.

Use of Our Services

You agree to use our site and services lawfully, without breaching these terms, and not to misuse site resources or attempt unauthorised access.

Eligibility

Services are available only to individuals over 18 who can form legally binding contracts in Australia. Use outside these guidelines is not permitted.

Minimum age: 18 years old.

User Responsibilities

As a user, you must respect our terms and use the site in good faith.

• Ensure your information is accurate and up to date for communication purposes.
• Avoid attempting to breach site or data security measures.
• Do not misrepresent your identity during the consultation process.
• Promptly notify us if you suspect unauthorised use of your account details.

Prohibited Uses

Misuse of the site or our services is not allowed.

• Posting or transmitting unlawful, misleading, or inappropriate content.
• Attempting to access or modify protected site areas or confidential data.
• Engaging in unsolicited promotions or spam via our site channels.
• Intentionally disrupting site operations or introducing harmful software.
• Using the site or services for unethical or unauthorised activities.

Intellectual Property

All content on melquarivon.com is the exclusive property of melquarivon unless otherwise indicated. No content may be copied, redistributed, or altered without permission except as required by law.

User Content

Information or materials you submit remain your responsibility but grant us a right to use them for providing our services.

Privacy and Data

Our data collection and protection policies are described in our Privacy Policy, which is incorporated here by reference for completeness. View Privacy Policy

Disclaimers and Notices

Our site provides general guidance. Results may vary and are not guaranteed.

Limitation of Liability

melquarivon, its employees, and consultants accept no liability for damages arising from site use, except as required by law.

Indemnification

You agree to defend and indemnify melquarivon for losses arising from your misuse of the site or breach of these terms.

Resolving Disagreements

We encourage resolving differences through good-faith discussions or mediation.

Applicable Law and Jurisdiction

Australian law governs these terms. Any disputes are subject to the courts of Australia.

Termination

We reserve the right to withdraw or restrict access if you breach these terms. You may discontinue use at any time.

Changes

We may update these terms periodically. Continued use means you accept any revisions.

Severability

Should any term be found invalid, the remainder remains enforceable to the extent permitted by law.

Entire Agreement

These terms, with the Privacy Policy and other notices, make up the full agreement between you and melquarivon.

Contact and Queries

Reach out with any questions about these terms or our services.